(This is based on a true story, but I may have changed some details like field of study and gender to protect the student’s anonymity)

Shortly after Trump got elected president, a student made an appointment to talk to me. She was in the last year of her finance degree and had a good job lined up, but was doubting whether she should continue with her life plan in light of the election. She realized that she wanted to make a difference in the world and a career path in finance didn’t seem like a good way to do so. Instead, she was considering going to work for a women’s reproductive rights organization (I definitely changed this detail, but it roughly captures the spirit of this student’s desires).

I told her to consider sticking to finance and donating a large part of her salary to her favorite organization. Why? Because individuals who hold high-paying jobs can often make a lot more of a difference this way. Her starting finance salary would have been probably at least $120,000 a year. If she left finance and went to work for the non-profit, she would make at best $40,000 a year. But what if she donated $80,000 of her finance salary to the non-profit instead? Well, the non-profit could hire TWO people like her and she would still earn $40,000 per year, as much as she would have at the non-profit.

Of course, there are some caveats to this. She would probably have to work longer hours in finance and maybe she would enjoy it less than the non-profit job. So to stay indifferent between the two, maybe she would donate “only” $50,000. Still, the organization might prefer having that money to having her work there, especially if she didn’t have any special training.

That brings me to the second piece of advice I gave her. If, after considering the high-paying-job-plus-donations option, she still thought going into the non-profit world was better, I advised her to think about positions in non-profits where her finance training would be useful. For example, if she wanted to help low-income women, perhaps she could get involved with an organization that provides financial training to disadvantaged women or manage a non-profit’s endowment. Even though that may not have been her first choice, it would probably be more valuable to society.

So as we sit here wondering, “What the f*** do I do now?”, consider whether your salary allows you to make a substantial donation to the many organizations out there fighting the good fight. If you’re a student, don’t feel like you have to drop everything and become a full-time activist (though you should still call your Congressman once in a while and follow the non-alternative news!). First, sit down and think about how much money you can generate for your favorite organization by not working for them. Alternatively, consider which causes your skills could be useful for – a lawyer going to work for ACLU is a lot more useful than a lawyer going to build houses for Habitat for Humanity.

To be clear, I am not saying that you should take a job you find immoral or incredibly unpleasant. There is ultimately nothing wrong with leaving (or not taking) a high-paying job where you don’t feel like you’re making a difference for a low-paying job where you feel like you do. And of course we need people actually working at organizations like ACLU or Planned Parenthood (yes, I’m shamelessly promoting my favorite ones). But these organizations need money too, and if you face a high opportunity cost of joining them full-time (i.e., your salary is or will be high), consider giving them your money instead. You might not get the same pat on the back from your activist friends, but I promise you that you will be making a big difference!

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